These days Retailers are becoming victims of data security attacks such as fraud, identify theft and hacking as indicated by many highly publicized incidents. In Retail, the storage process and transmission of cardholder info gift a growing potential exposure for the retail merchant. For all such threats, the ‘Payment Card Industry’ has worked to develop and implement a variety of security standards to guard consumer and cardholder information, such as credit card numbers. Those retail organizations that stores, processes or transmits cardholder data should embrace robust end-user access controls to be PCI DSS compliant or risk audits, fines or the loss of the right to process payments via credit or debit card.
The decree of The Payment Card Industry Data Security Standards (PCI DSS) is that organizations who ‘hold, process or pass’ cardholder information should meet a minimum level of security. Part of this security is to protect remote logins with strong authentication. According to section 8.3, organizations must implement two-factor authentication for remote access to the network by employees, administrators and third party associates.
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